Insurance for Every Heavy Vehicle
From articulated semi-trailers to logging jinkers, refrigerated reefers to crane trucks — specialist cover matched to the specific risks of each vehicle type and the sector it works in.
Articulated Trucks & Semi-Trailers
Comprehensive cover for artic units, prime movers, and semi-trailer combinations carrying general freight across the country.
Rigid Trucks & Body Trucks
Insurance for rigid body trucks, curtainsiders, flat decks, and crane trucks used for urban and regional delivery.
Logging Trucks & Timber Carriers
Specialist cover for logging trucks, timber jinkers, and forestry vehicles operating on bush roads and public highways.
Livestock Carriers & Animal Transport
Specialist insurance for livestock trucks, cattle trucks, sheep carriers, and horse floats operating on rural and state highways.
Tankers & Bulk Liquid Transport
Specialist cover for fuel tankers, milk tankers, water carriers, and chemical tankers with hazardous goods and environmental liability.
Refrigerated Trucks & Cool Carriers
Insurance for refrigerated trucks and controlled temperature vehicles carrying food, pharmaceuticals, and other temperature-sensitive cargo.
Tipper Trucks & Dump Trucks
Cover for tipper trucks, dump trucks, and aggregate carriers working in quarrying, roading, and construction.
Crane Trucks & HIAB Vehicles
Specialist cover for crane trucks, HIAB loader cranes, and self-loader vehicles involved in lifting, loading, and delivery operations.
Heavy Haulage & Oversize Loads
Specialist cover for oversize and overdimension loads, multi-axle trailers, and permit vehicles carrying transformers, prefabricated structures, and industrial plant.
Fleet Insurance
Fleet cover for operators running 3 or more HGVs, with burning cost rating, fleet risk management, and single policy simplicity.
Owner-Operator Trucks
Tailored insurance packages for independent owner-operators running their own truck as a business, including income protection and vehicle cover.
Why Vehicle-Specific Cover Matters
A logging truck and a refrigerated reefer face completely different risks. Generic HGV cover can leave you seriously exposed.
Right-sized limits
Carriers liability limits, public liability, and agreed values are sized to your specific vehicle type and the cargo you carry — not a one-size-fits-all figure.
Specialist extensions
Livestock mortality, environmental liability for tankers, off-road recovery for logging — covers that only apply to your vehicle type and are often absent from generic policies.
Sector-experienced brokers
Specialist brokers know your industry from the inside — the roads you run, the loads you carry, the incidents that happen in your sector.
Not sure what cover you need?
Tell us about your vehicle and operation — a specialist broker will recommend the right cover for your specific risk profile.
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