Privacy Policy
Last updated: 1 May 2026
HGVInsurance.co.nz is operated by Cover4You as an insurance referral service. This Privacy Policy explains how we collect, use, store, and protect your personal information in accordance with the Privacy Act 2020 (New Zealand).
Information We Collect
When you submit a quote enquiry we collect your name, email address, phone number (optional), vehicle type, fleet size, and any additional details you choose to share about your operation. We also collect standard website analytics data (page views, referrer sources, device type) through privacy-respecting analytics tools. Analytics data is aggregated and does not identify individual visitors.
How We Use Your Information
We use your contact information solely to forward your enquiry to a licensed insurance broker or adviser who can assist with your insurance requirements. We do not use your information for unsolicited marketing, and we do not sell or share your information with third parties other than the licensed advisers we refer you to.
Who We Share Your Information With
Your enquiry is shared with a specialist HGV insurance broker for the purpose of responding to your request. That broker is a licensed financial service provider subject to their own privacy obligations under the Privacy Act 2020 and the Financial Markets Conduct Act 2013. We do not share your information with insurance companies directly, third-party marketing companies, or data brokers.
Data Storage and Retention
Your enquiry data is transmitted securely using TLS encryption. We retain enquiry records for up to 24 months for quality assurance purposes. After this period, personal data is deleted from our records. You may request deletion of your data at any time by contacting us.
Cookies and Analytics
HGVInsurance.co.nz uses cookies and analytics tools to understand how visitors use the website. Analytics data is aggregated and does not identify individual visitors. You can disable cookies in your browser settings; this will not affect your ability to submit enquiries.
Your Rights
Under the Privacy Act 2020, you have the right to access the personal information we hold about you, request correction of inaccurate information, and request deletion of your personal information. To exercise any of these rights, or to make a complaint, contact us at hello@cover4you.co.nz.
External Links
This website contains links to external websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal information.
Contact
For privacy-related enquiries or complaints, contact Cover4You at hello@cover4you.co.nz. We aim to respond within 5 business days.
This policy may be updated from time to time. Continued use of this website constitutes acceptance of the updated policy. Also see our Terms of Use and Disclaimer.